Whether you are facing a business dispute or a personal matter such as divorce or child support, you need a good lawyer on your side. And it is important that you do your home work and check out the lawyer before making a decision.
Many people have difficulties picking the right legal advisor or lawyer for their case yet it shouldn’t be that way. Selecting a legal advisor is similar to picking any other professional or expert. There are a few things that you have to consider before choosing someone to represent you.
Some individuals pick an attorney because their family, friend or coworker recommended him or her. Truth be told, getting recommendation from the people you know and trust, is a proven approach to locate a good attorney. Make sure you consult with different experts, for example, accountants and doctors you know, to see whether they can recommend a reliable lawyer.
When you have assembled several names of trustworthy attorneys that have great experience and expertise in the type of case you are dealing with, it’s a good idea to look into their experience and pick the most suitable one for your circumstance.
You should request a consultation so you can go over your case and figure out whether the attorney is the right fit for your situation. Make sure to have your documents with you during the meeting or consultation, and be prepared to take notes. Give careful consideration to the lawyer’s reaction to your worries and inquiries.
Before you ultimately sign a contract or agreement with a legal advisor, make sure you have read and understood how your case will be handled, and the lawyer’s fee structure that applies in your situation. Review the fine print before you sign any document or agreement. Once you have a good lawyer, you can rest assured that your case will be handle properly.
Ricardo Tosto de Oliveira Carvalho has great expertise in litigating business law cases. He is a Brazilian lawyer who represents clients in business related matters. Ricardo Tosto has practiced for many years and is well known for mounting strong legal defense for his clients. He has handled very tough cases for many high profile clients, including individuals and corporations. Mr Ricardo Tosto pays attention to his clients and develops the best litigation strategy for each case he handles.
Banco BMG is a bank that has a long history in Brazil since 1930. This bank is ran by the Guimaraes family and Ricardo Guimarães is the current president. Under Guimarães’s leadership BMG went from offering mostly wholesale and consumer financing to now focusing heavily on payroll loans. In a payroll loan, employers obtain financing from banks such as Banco BMG and the employers repay the loans by deducting money from employees’ checks. In the early years Banco BMG started out as a bank for retailers and by the 1970s, the bank financed vehicles. By the 1990s, Banco BMG starts to offer nearly exclusively payroll loans while focusing less on consumer financing and vehicles.
Banco BMG’s Partnership With Unibanco
Recently Banco BMG formed a partnership with Itau Unibanco at a value of $1 billion dollars to boost BMG’s ability to offer more payroll loans to customers. The majority of the partnership will be mostly operated by Itau Unibanco and Unibanco will hire most of the managers to head the venture. One benefit of the partnership ia that Unibanco will provide funds to Banco BMG for the purpose of giving out payroll loans.
BMG’s Sports Partnerships
Banco BMG also sponsors a few sports teams and the majority of those teams are in the sport of soccer. Soccer is a huge deal in Brazil and it is only natural that banks such as BMG would be interested in increasing revenue by sponsoring these teams. Sponsorship of teams is a strategic way for banks to make money and it diversifies the kinds of services that a bank would offer.
Some Notes on Ricardo Guimaraes
Ricardo Guimaraes is the president of Banco BMG and he is influential in the direction of the company. He is related to the powerful Guuimaraes family who started Banco BMG in 1930. He was instrumental in getting the bank involved in sports team sponsorship.
Those who bank with Banco BMG have the option of using the BMG card. This card offers decent interest rates and you can use it to shop or pay bills online. Since the BMG card is affiliated with Mastercard, this card will be accepted at any outlet that accepts Mastercard. This card also comes with card protection against identity theft.
In conclusion, Banco BMG is an innovative bank that is one of the most successful in Brazil. Banco BMG made a smart move by cashing in on the payroll loan trend in Latin America and focusing mainly on this kind of lending. Thanks to the leadership of Ricardo Guimaraes, Banco BMG is involved in other ventures including sports team sponsorships. Banco BMG is a bank that understands finance trends and seeks to capitalize on them for revenue.